Welcome To BusinessLoanScores.com

Welcome to Business Loan Scores© (BLS). As a business owner, I know you are busy and have a few other things to do. So, I will get straight to the point.

This site was created to help small businesses qualify for bank financing, the cheapest debt available. This means we must focus on the fundamentals and “fine tune” the operation.

Fundamental, first comes profit then comes cash. This means without profit there will be no cash. At least no positive cash flow. Constantly fine tuning the operation will ensure costs never exceed income thus producing continuous profits. Except for the occasional Booboo, no one is perfect. .

Companies forced to factor their accounts receivable for working capital should not hesitate to take advantage of the BLS Factor package. Nowhere else can you find an analysis tool that will determine when you are qualified for a bank line of credit. It is here! .

Most banks use a tried and true credit analysis method that is still the preferred method for determining a business’s credit worthiness. This method primarily pertains to credit (how you pay your bills) and past financial performance which are fundamentals of a successful business. It is technical and often strategic because of where the economy is and how your business will be affected. .

Because bank financing is technical and more difficult to obtain, I have dedicated this site to one cause: helping small business owners with fundamentals, fine-tuning and bank financing. .

What Business Loan Scores© will do for you:

1. Demonstrate whether your loan will be approved before you talk to the bank.
2. Reflect your ability to negotiate a better interest rate on new or existing loans.
3. Calculate and score the financial strength of your company from a lending perspective.
4. Point out your company’s financial weaknesses and show you how to improve them.
5. Save you time searching for a bank.
6. The Bank Loan Evaluation Process (included in BLS packages) is the document that explains how banks analyze your company’s borrowing ability and covers 14 specific areas of lending criteria.

Make yourself at home and check out all the business fundamental subjects offered. Make sure you take the free downloads, Cash is Cash or Not plus SBA Loans. Hope you find them informative. Leave comments or questions and I will do my best to respond quickly. I want this to be your “go to” site when the subject of financing arises for your business. .

“businessloanscores.com, where business loans start!”

• joe[AT]businessloanscores.com